PayClarity icon

PayClarity
Fair bills. Clear money.

The household budgeting app built for couples. Split shared bills fairly based on income, see exactly what each person needs to transfer on payday, and estimate a weekly spending amount from the information you enter.

๐Ÿ“ฑ iOS 17+ and Android
๐Ÿ‘ซ Built for couples
โ˜๏ธ Encrypted cloud sync
๐Ÿ†“ Free with Premium option
Features

One plan. Two people.
A shared view of your finances.

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Fair Bill Splitting
Bills split proportional to income, equally, or with custom percentages. No one gets squeezed โ€” the math is transparent and adjustable.
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Transfer Plan
Each person sees exactly how much to move on payday, when to move it, and why. Long-press to copy the instruction and text it to your partner.
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Safe Spending Money
After bills and savings, each person knows their real weekly number โ€” an estimate based on the income, bills, and savings goals you enter. Check actual balances, due dates, and upcoming expenses before spending. PayClarity is a planning tool, not financial advice.
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Monthly Money Date
A structured monthly check-in where both partners confirm the plan. Each person taps "I Agree" on their own device โ€” tracked separately, not assumed.
โœ…
Shared Checklist
Bills paid. Transfers made. Savings moved. A simple monthly checklist synced between both partners so nothing slips through.
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Payday Reminders
Transfer reminders on payday, bill-due alerts before due dates, and a monthly Money Date nudge on the 2nd of each month.
PayClarity Premium

Go ad-free,
stay focused

PayClarity is free to use. Premium removes ads so the app gets out of the way when you and your partner are reviewing your finances.

PayClarity Premium
Ad-free household budgeting. Cancel anytime.
  • Ad-free experience across all tabs
  • Budgeting features included in the free tier
  • Priority support
Payment is charged through the store account used at purchase. Subscriptions automatically renew unless auto-renew is turned off at least 24 hours before the end of the current period. Manage your subscription in App Store or Google Play settings.

Terms of Use (EULA) ยท Privacy Policy ยท JesterMedia Terms
Your Data

What we
collect & why

Account & Household Data
Firebase Auth stores your sign-in. Firestore stores your household plan โ€” member names, income ranges, bill amounts, and split preferences. This data is encrypted in transit and at rest. You can leave your household or sign out at any time.
Income & Bill Data
Your financial entries (take-home pay, bill amounts, savings goals) are stored only in your private household document in Firestore. Client access is restricted to confirmed household members. Firebase and authorized service administrators process data to operate, secure, and support the service.
Ad Identifiers (Free Tier)
The free version shows ads via Google AdMob, which may use your device's advertising identifier subject to your iOS or Android privacy settings. Premium removes displayed ads while the subscription is active. Other account and analytics processing is described in the privacy policy.
No Data Sold
We do not sell your entered household financial records. Advertising and analytics data are processed as described in our privacy policy.
Inside the app

Your shared money picture.

Move from the monthly overview to bills, transfers, the calendar, and spending details without losing the big picture.

PayClarity monthly overview
Monthly overview
PayClarity shared bills screen
Shared bills
PayClarity bill calendar
Bill calendar
PayClarity spending screen
Spending clarity