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PayClarity
Fair bills. Clear money.

The household budgeting app built for couples. Split shared bills fairly based on income, see exactly what each person needs to transfer on payday, and get a weekly spending number you can actually trust.

Contact About PayClarity Support
📱 iOS 17+
👫 Built for couples
☁️ Encrypted cloud sync
🆓 Free with Premium option
Features

One plan. Two people.
No more money arguments.

⚖️
Fair Bill Splitting
Bills split proportional to income, equally, or with custom percentages. No one gets squeezed — the math is transparent and adjustable.
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Transfer Plan
Each person sees exactly how much to move on payday, when to move it, and why. Long-press to copy the instruction and text it to your partner.
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Safe Spending Money
After bills and savings, each person knows their real weekly number — what you can spend freely without derailing the household plan.
📅
Monthly Money Date
A structured monthly check-in where both partners confirm the plan. Each person taps "I Agree" on their own device — tracked separately, not assumed.
✅
Shared Checklist
Bills paid. Transfers made. Savings moved. A simple monthly checklist synced between both partners so nothing slips through.
🔔
Payday Reminders
Transfer reminders on payday, bill-due alerts before due dates, and a monthly Money Date nudge on the 2nd of each month.
PayClarity Premium

Go ad-free,
stay focused

PayClarity is free to use. Premium removes ads so the app gets out of the way when you and your partner are reviewing your finances.

PayClarity Premium
Ad-free household budgeting. Cancel anytime.
  • Ad-free experience across all tabs
  • All budgeting features included (always free)
  • Priority support
Payment is charged to your Apple ID account at confirmation of purchase. Subscriptions automatically renew unless auto-renew is turned off at least 24 hours before the end of the current period. Manage your subscription in App Store settings.

Terms of Use (EULA) · Privacy Policy · JesterMedia Terms
Your Data

What we
collect & why

Account & Household Data
Firebase Auth stores your sign-in. Firestore stores your household plan — member names, income ranges, bill amounts, and split preferences. This data is encrypted in transit and at rest. You can leave your household or sign out at any time.
Income & Bill Data
Your financial entries (take-home pay, bill amounts, savings goals) are stored only in your private household document in Firestore. Only confirmed household members can read this data — it is never shared with third parties.
Ad Identifiers (Free Tier)
The free version shows ads via Google AdMob, which may use your device's advertising identifier (IDFA) subject to your iOS tracking preference. You will be asked for permission. Premium subscribers see no ads and are not subject to ad tracking.
No Data Sold
We never sell your personal information or financial data to third parties. Your household budget is yours.
🔒 Privacy Policy 📄 Terms of Use 💬 Support ⚖️ EULA