DebtClarity Privacy Policy

JesterMedia LLC

DebtClarity is currently available for iOS, with Android coming soon.

Information We Collect

DebtClarity may collect your email address, Apple sign-in identifier, or Google sign-in identifier through Firebase Authentication so you can create a profile. The app stores debt names, balances, APRs, minimum payments, due days, payoff strategy, extra-payment settings, owner/shared flags, notes, and monthly planning preferences that you enter.

How We Use Information

• To sign you in and manage your profile.
• To calculate snowball and avalanche payoff plans.
• To back up signed-in DebtClarity data with Firebase so it can restore on another device.
• To provide subscriptions, restore purchases, and remove ads for Premium users.
• To diagnose crashes and improve app reliability.

Advertising

The free version may show ads through Google AdMob. AdMob may use device advertising identifiers subject to your device privacy settings. Premium users do not see banner ads inside DebtClarity.

Bank Connections

DebtClarity does not request, collect, or store bank credentials. All balances are manually entered by you.

Third-Party Services

• Firebase Authentication and Firestore by Google for sign-in and cloud backup.
• Firebase diagnostics services where enabled to improve reliability.
• Google AdMob for free-tier advertising.
• Apple App Store for subscriptions and billing on iOS.
• Google Play for Android distribution and billing when the Android version is released.

Data Deletion

You can delete your profile from Settings in the app. This removes your Firebase Auth profile, attempts to delete the cloud backup for the current user, and clears local DebtClarity data on the device. You may also contact support@jestermedia.app for help.

Children's Privacy

DebtClarity is not directed to children under 13, and we do not knowingly collect personal information from children under 13.

Contact

Email support@jestermedia.app with privacy questions or deletion requests.